Bonus Rates (per thousand Sum Assured)
Year | |
---|---|
1990 | 17 |
1991 | 17 |
1992 | 17 |
1993 | 17 |
1994 | 17 |
1995 | 17 |
1996 | 17 |
1997 | 17 |
1998 | 17 |
1999 | 20 |
2000 | 20 |
2001 | 20 |
2002 | 21 |
2003 | 22 |
Year | |
2004 | 23 |
2005 | 24 |
2006 | 25 |
2007 | 26 |
2008 | 28 |
2009 | 29 |
2010 | 30 |
2011 | 31 |
2012 | 32 |
2013 | 31 |
2014 | 32 |
2015 | 32 |
2016 | 32.5 |
2017 | 32.5 |
2018 | 32.5 |
2019 | 9.75 |
2020 | 9.75 |
2021 | 8.3 |
Year | Endowment | ||
---|---|---|---|
Regular Bonus | |||
less than 10 yrs | 11 -20 yrs | above 20 yrs | |
1990 | 17 | 17 | 17 |
1991 | 17 | 17 | 17 |
1992 | 17 | 17 | 17 |
1993 | 17 | 17 | 17 |
1994 | 17 | 17 | 17 |
1995 | 17 | 17 | 17 |
1996 | 17 | 17 | 17 |
1997 | 17 | 17 | 17 |
1998 | 17 | 17 | 17 |
1999 | 20 | 20 | 20 |
2000 | 20 | 20 | 20 |
2001 | 20 | 20 | 20 |
2002 | 21 | 21 | 21 |
2003 | 22 | 22 | 22 |
2004 | 23 | 23 | 23 |
2005 | 24 | 24 | 24 |
Year | Endowment | ||
Regular Bonus | |||
less than 10 yrs | 11 -20 yrs | above 20 yrs | |
2006 | 25 | 25 | 25 |
2007 | 26 | 26 | 26 |
2008 | 28 | 28 | 28 |
2009 | 29 | 29 | 29 |
2010 | 29 | 30 | 31 |
2011 | 30 | 31 | 32 |
2012 | 30.5 | 32 | 33 |
2013 | 29.5 | 31 | 32 |
2014 | 30.5 | 32 | 33 |
2015 | 30.5 | 32 | 33 |
Year | Endowment | |||
Regular Bonus | ||||
upto 10 yrs | 11 -15 yrs | 16 -20 yrs | above 20 yrs | |
2016 | 31 | 32.5 | 32.5 | 33.5 |
2017 | 31 | 32.5 | 32.5 | 33.5 |
2018 | 31 | 32.5 | 32.5 | 33.5 |
2019 | 9.30 | 9.75 | 9.75 | 10.05 |
2020 | 9.30 | 9.75 | 9.75 | 10.05 |
2021 | 7.90 | 7.90 | 8.30 | 8.30 |
Year | Endowment – single | ||
---|---|---|---|
Regular Bonus | |||
less than 10 yrs | 11 -20 yrs | above 20 yrs | |
1990 | 17 | 17 | 17 |
1991 | 17 | 17 | 17 |
1992 | 17 | 17 | 17 |
1993 | 17 | 17 | 17 |
1994 | 17 | 17 | 17 |
1995 | 17 | 17 | 17 |
1996 | 17 | 17 | 17 |
1997 | 17 | 17 | 17 |
1998 | 17 | 17 | 17 |
1999 | 20 | 20 | 20 |
2000 | 20 | 20 | 20 |
2001 | 20 | 20 | 20 |
2002 | 21 | 21 | 21 |
2003 | 22 | 22 | 22 |
2004 | 23 | 23 | 23 |
2005 | 24 | 24 | 24 |
Year | Endowment – single | ||
Regular Bonus | |||
less than 10 yrs | 11 -20 yrs | above 20 yrs | |
2006 | 25 | 25 | 25 |
2007 | 26 | 26 | 26 |
2008 | 28 | 28 | 28 |
2009 | 29 | 29 | 29 |
2010 | 29 | 30 | 31 |
2011 | 30 | 31 | 32 |
2012 | 30.5 | 32 | 33 |
2013 | 27.5 | 27.5 | 27.5 |
2014 | 27.5 | 29 | 30 |
2015 | 27.5 | 29 | 30 |
Year | Endowment – single | |||
Regular Bonus | ||||
upto 10 yrs | 11 -15 yrs | 16 -20 yrs | above 20 yrs | |
2016 | 28 | 29.5 | 29.5 | 30.5 |
2017 | 28 | 29.5 | 29.5 | 30.5 |
2018 | 28 | 29.5 | 29.5 | 30.5 |
2019 | 8.40 | 8.85 | 8.85 | 9.15 |
2020 | 8.40 | 8.85 | 8.85 | 9.15 |
2021 | 7.10 | 7.10 | 7.50 | 7.50 |
Year | Cash Back | |||
---|---|---|---|---|
Regular Bonus | ||||
Term 12 | Term 15 | Term 18 | <=20 yrs | |
1990 | 17 | 17 | 17 | 17 |
1991 | 17 | 17 | 17 | 17 |
1992 | 17 | 17 | 17 | 17 |
1993 | 17 | 17 | 17 | 17 |
1994 | 17 | 17 | 17 | 17 |
1995 | 17 | 17 | 17 | 17 |
1996 | 17 | 17 | 17 | 17 |
1997 | 17 | 17 | 17 | 17 |
1998 | 17 | 17 | 17 | 17 |
1999 | 19 | 19 | 19 | 19 |
2000 | 19 | 19 | 19 | 19 |
2001 | 19 | 19 | 19 | 19 |
2002 | 20 | 20 | 20 | 20 |
2003 | 21 | 21 | 21 | 21 |
2004 | 22 | 22 | 22 | 22 |
2005 | 22 | 24 | 24 | 24 |
2006 | 24 | 25 | 25 | 25 |
2007 | 25 | 26 | 26 | 26 |
2008 | 27 | 28 | 28 | 28 |
2009 | 28 | 29 | 29 | 29 |
Year | Term<=15 | Term >15 |
2010 | 29 | 30 |
Year | Term<=15 | 16-20 | Term >20 |
2011 | 30 | 31 | 32 |
2012 | 31 | 32 | 33 |
2013 | 30 | 31 | 32 |
2014 | 31 | 32 | 33 |
2015 | 31 | 32 | 33 |
Year | Term<=15 | 16-20 | Term 25 |
2016 | 31.5 | 32.5 | 33.5 |
2017 | 31.5 | 32.5 | 33.5 |
2018 | 31.5 | 32.5 | 33.5 |
2019 | 9.45 | 9.75 | 10.05 |
2020 | 9.45 | 9.75 | 10.05 |
2021 | 8 | 8.30 | 8.50 |
Year | Deferred annuity plans | |||
Regular Bonus | ||||
upto 5 yrs | 6-10 yrs | 11-15 yrs | above 15 yrs | |
2006 | 22 | 22 | 22 | 22 |
2007 | 23 | 23 | 23 | 23 |
2008 | 25 | 25 | 25 | 25 |
2009 | 26 | 26 | 26 | 26 |
2010 | 26 | 27 | 27 | 28 |
2011 | 27 | 28 | 28 | 29 |
2012 | 27.5 | 28.5 | 29 | 30 |
2013 | 26.5 | 27.5 | 28 | 29 |
2014 | 27.5 | 28.5 | 29 | 30 |
2015 | 27.5 | 28.5 | 29 | 30 |
2016 | 28 | 29 | 29.5 | 30.5 |
2017 | 28 | 29 | 29.5 | 30.5 |
2018 | 28 | 29 | 29.5 | 30.5 |
2019 | 8.40 | 8.70 | 8.85 | 9.15 |
2020 | 8.40 | 8.70 | 8.85 | 9.15 |
2021 | 7.10 | 7.40 | 7.50 | 7.80 |
Special Terminal Bonus of USD 7 per 1000 Sum Assured has been declared for all eligible policies maturing between 1st June 2022 to 31st May 2023.
Apart from the above regular bonus, terminal bonus is also paid to eligible policies