The bonus is vested on the basis of policy completed years, provided the policy is inforce as on 31st December.
1998
For Endowment Type of Policies – US $17 Per Thousand Sum Assured.
For Cash Back type of Policies – US $17 Per Thousand Sum Assured.
2001
For Endowment Type of Policies – US $20 Per Thousand Sum Assured.
For Cash Back type of Policies – US $19 Per Thousand Sum Assured.
2002
For Endowment Type of Policies – US $21 Per Thousand Sum Assured.
For Cash Back type of Policies – US $20 Per Thousand Sum Assured.
2003
For Endowment Type of Policies – US $22 Per Thousand Sum Assured.
For Cash Back type of Policies – US $21 Per Thousand Sum Assured.
2004
For Endowment Type of Policies – US $23 Per Thousand Sum Assured.
For Cash Back type of Policies – US $22 Per Thousand Sum Assured.
2005
For Endowment Type of Policies – US $24 Per Thousand Sum Assured.
For Cash Back type of Policies (Term 18 & 15Yrs) US $24 Per Thousand Sum Assured.
For Cash Back type of Policies (12 Years) – US $22 Per Thousand Sum Assured.
2006
For Endowment Type of Policies – US $25 Per Thousand Sum Assured.
For Cash Back type of Policies (Term 18 & 15Yrs) US $25 Per Thousand Sum Assured.
For Cash Back type of Policies (12 Years) – US $24 Per Thousand Sum Assured.
For Five Year Single Premium Plan (Plan No.226) – US $18 Per Thousand Sum Assured.
For New Deferred Annuity Plan (Plan No.s 227 and 228) Commenced in the year 2006 – US $22 per Thousand Sum Assured
For Insurance Plus (Single Premium Endowment Plan – Plan no.229) – US $14 Per Thousand Sum Assured.
2007
For Endowment Type of Policies – US $26 Per Thousand Sum Assured.
For Cash Back type of Policies (Term 18 & 15Yrs) US $26 Per Thousand Sum Assured.
For Cash Back type of Policies (12 Years) – US $25 Per Thousand Sum Assured.
For Five Year Single Premium Plan (Plan No.226) – US $19 Per Thousand Sum Assured.
For New Deferred Annuity Plan (Plan No.s 227 and 228) Commenced in the year 2006 – US $23 per Thousand Sum Assured
For Insurance Plus (Single Premium Endowment Plan – Plan no.229) – US $17 Per Thousand Sum Assured.
Terminal Bonus
In addition to the above, terminal bonus at the following rates are payable for policies maturing in the year 2008 having completed a minimum of 10 years duration.
Endowment Type of Policies – US $20 Per Thousand Sum Assured.
Cash Back Type of Policies – US $10 Per Thousand Sum Assured
2008
For Endowment Type of Policies – US $ 28 Per Thousand Sum Assured.
For Cash Back type of Policies ( Term 18 & 15 Yrs) – US $ 28 Per Thousand Sum Assured.
For Cash Back type of Policies (Term 12 years) -US $ 27 Per Thousand Sum Assured.
For Five Year Single Premium Plan (Plan No.226) – US $ 21 Per Thousand Sum Assured.
For New Deferred Annuity Plan ( Plan No.s 227 and 228) commenced in the year 2006 – US $ 25 per thousand Sum Assured.
For Insurance Plus ( Single Premium Endowment Plan – Plan No.229) – US $ 21 Per Thousand Sum Assured.
Terminal Bonus
In addition to the above, Terminal Bonus at the following rates are payable for policies maturing in the year 2009 and having completed a minimum of 10 years duration.
Endowment Type of Policies – US $ 20 per thousand Sum Assured.
Cash Back Type of Policies – US $ 10 per thousand Sum Assured.
Loyalty Addition
The Loyalty Addition at US $ 12 per thousand Sum Assured under plan No.221-Bima nivesh-2 has been anounced
2009
For Endowment Type of Policies – US $ 29 Per Thousand Sum Assured.
For Cash Back type of Policies ( Term 18 & 15 Yrs) – US $ 29 Per Thousand Sum Assured.
For Cash Back type of Policies (Term 12 years) -US $ 28 Per Thousand Sum Assured.
For Five Year Single Premium Plan (Plan No.226) – US $ 22 Per Thousand Sum Assured.
For New Deferred Annuity Plan ( Plan No.s 227 and 228) commenced in the year 2006 – US $ 26 per thousand Sum Assured.
For Insurance Plus ( Single Premium Endowment Plan – Plan No.229) – US $ 22 Per Thousand Sum Assured.
Terminal Bonus
In addition to the above, Terminal Bonus at the following rates are payable for policies maturing in the year 2010 and having completed a minimum of 10 years duration.
Endowment Type of Policies – US $ 20 per thousand Sum Assured.
Cash Back Type of Policies – US $ 10 per thousand Sum Assured.
Loyalty Addition
The Loyalty Addition at US $ 12 per thousand Sum Assured under plan No.221-Bima nivesh-2 has been anounced
2010
For Whole Life Plans (201&224) – $30 per thousand Sum Assured
For Endowment Type of Policies -Policy Term less than 10 years – $29 per thousand Sum Assured
-Policy Term 11 to 20 years – $30 per thousand Sum Assured
-Policy Term more than 20 years – $31 per thousan Sum Assured
For Cash Back type of Policies – Policy Term up to 15 years – $29 per thousand Sum Assured
– Policy Term more than 15 years – $30 per thousand Sum Assured
For Single Premium Plans (226,229) – $23 per thousand Sum Assured
For Deferred Annuity Plan (227) -Policy Term less than 5 years – $26 per thousand Sum Assured
-Policy Term 6 to 15 years – $27 per thousand Sum Assured
-Policy Term more than 15 years – $28 per thousand Sum Assured
Terminal Bonus
In addition to the above, terminal bonus at the following rates are payable for in force policies maturing in the year 2011 having completed a minimum of 10 years duration or premium have been paid for a minimum of 5 years.
Endowment Type of policies – US $20 Per Thousand Sum Assured
Cash Back Type of Policies – US $10 Per Thousand Sum Assured
Loyalty Addition
The Loyalty Addition at US $ 12 per thousand Sum Assured under plan No.221-Bima nivesh-2 has been anounced
2011
For Whole Life Plans (201&224) – $31 per thousand Sum Assured
For Endowment Type of Policies – Policy Term less than 10 years- $30 per thousand Sum Assured
– Policy Term 11 to 20 years – $31 per thousand Sum Assured
– Policy Term more than 20 years – $32 per thousand Sum Assured
For Cash Back type of Policies – Policy Term up to 15 years – $30 per thousand Sum Assured
– Policy Term 20 years – $31 per thousand Sum Assured
– Policy Term more than 20 years – $32 per thousand Sum Assured
For Single Premium Plans (226,229) – $24 per thousand Sum Assured
For Deferred Annuity Plan (227) – Policy Term up to 5 years – $27 per thousand Sum Assured
– Policy Term 6 to 15 years – $28 per thousand Sum Assured
– Policy Term more than 15 years – $29 per thousand Sum Assured
Terminal Bonus
In addition to the above, terminal bonus at the following rates are payable for in force policies maturing in
the year 2011 having completed a minimum of 10 years duration or premium have been paid for a minimum of 5 years.
Endowment Type of policies – US $20 Per Thousand Sum Assured
Cash Back Type of Policies – US $10 Per Thousand Sum Assured
Loyalty Addition
The Loyalty Addition $13 per thousand Sum Assured under plan 221 and $25 per thousand for plan 219 has been declared.
2012
For Whole Life Plans (201&224) – $32 per thousand Sum Assured
For Endowment Type of Policies
Policy Term less than or equal to 10 years – $30.50 per thousand Sum Assured
Policy Term 11 to 20 years – $32 per thousand Sum Assured
Policy Term more than 20 years – $33 per thousand Sum Assured
For Cash Back type of Policies
– Policy Term up to 15 years – $31 per thousand Sum Assured
– Policy Term 16 to 20 years – $32 per thousand Sum Assured
– Policy Term more than 20 years – $33 per thousand Sum Assured
For Single Premium Plans (226,229) – $24.5per thousand Sum Assured
For Deferred Annuity Plan (227)
– Policy Term up to 5 years – $27.50 per thousand Sum Assured
– Policy Term 6 to 10 years – $28.50 per thousand Sum Assured
– Policy Term 11 to 15 years – $29.00 per thousand Sum Assured
– Policy Term more than 15 years – $30 per thousand Sum Assured
Terminal Bonus
In addition to the above, terminal bonus at the following rates are payable for in force policies maturing in the year 2013 having completed a minimum of 10 years duration or premium have been paid for a minimum of 5 years.
Endowment Type of policies – US $20 Per Thousand Sum Assured
Cash Back Type of Policies – US $10 Per Thousand Sum Assured
Loyalty Addition
Loyalty Additionat @ $13.5per thousand sum assurred under plan 221(Bima Nivesh 1)and $10.5per thousand sum assured under plan219(PEP) has been declared for policies maturing in year 2013.
2013
For Whole Life Plans (201&224) – $31 per thousand Sum Assured
For Endowment Type of Policies (REGULAR PREMIUM)
Policy Term less than or equal to 10 years – $29.50 per thousand Sum Assured
Policy Term 11 to 20 years – $31 per thousand Sum Assured
Policy Term more than 20 years – $32 per thousand Sum Assured
For Endowment (202) Type of Policies (SINGLE PREMIUM)
Policy Term less than or equal to 10 years – $27.50 per thousand Sum Assured
Policy Term 11 to 20 years – $29 per thousand Sum Assured
Policy Term more than 20 years – $30 per thousand Sum Assured
For Cash Back type of Policies
Policy Term up to 15 years – $30 per thousand Sum Assured
Policy Term 16 to 20 years – $31 per thousand Sum Assured
Policy Term more than 20 years – $32 per thousand Sum Assured
For Deferred Annuity Plan (227&228)
Policy Term up to 5 years – $26.5 per thousand Sum Assured
Policy Term 6 to 10 years – $27.5 per thousand Sum Assured
Policy Term 11 to 15 years – $28 per thousand Sum Assured
Policy Term more than 15 years – $29 per thousand Sum Assured
Terminal Bonus
In addition to the above, terminal bonus at the following rates are payable for in force policies maturing in the year 2014 having completed a minimum of 10 years duration or premium have been paid for a minimum of 5 years.
Endowment Type of policies – US $20 Per Thousand Sum Assured
Cash Back Type of Policies – US $10 Per Thousand Sum Assured
Loyalty Addition
Loyalty Additionat @ $13.5per thousand sum assurred under plan 221(Bima Nivesh 1)and $10.5per thousand sum assured under plan219(PEP) has been declared for policies maturing in year 2014.